With as many hours as Reggie Shaw puts in at the Cashmart, itas no wonder that her grades and her friendships are slipping. Worst of all, Reggieas motheras inability to keep a job means that Reggie is pulling the weight of two people. Then, Reggieas mom wins big in the lottery. Suddenly the moneyaand the popularityacomes pouring in. But when Reggie finds out that her mother has been borrowing more money than she actually won, she must face up to the fact that happiness canat be boughtait only comes with hard work.